Generally, tax cannot be avoided. The best-case scenario is to minimize and defer tax to a later date. This process starts with us gathering information about you and other individuals in your household. Your most recent tax return and notice of assessment is key information. Obtaining your detailed tax history from past years and RRSP carry forward room also reveals information that may influence our investment recommendations. Understanding your normalized income levels, current income and projected income levels may also impact the timing of investment recommendations. Structuring investments into the appropriate accounts will ensure tax is minimized.
